Get the car loan that’s right for you personally

Get the car loan that’s right for you personally

You can expect a selection of purchase and funding options to create your automobile buying effortless and hassle-free with competitive interest levels, discounts and payment that is flexible. Make use of our convenient car finance calculators to compare car finance prices and terms and protect your vehicle with this repayment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No cash straight straight straight down possibilities
  • Discounts for recurring direct deposit of $250 or even more
  • No concealed costs, expenses, or early-payoff charges
  • Affordable payment plans customized to your requirements
  • 24-hour approval on most loans
  • Terms provided that 72 months

Brand brand New or utilized automobile financing

No cash straight straight down options available, discounts for recurring direct deposits of $250 or higher, with no concealed costs, expenses or payoff that is early

2.49% – 48 Mo. – New car

No re re payments for 3 titlemax months 3

Get car finance somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or even more, with no concealed costs, expenses or very early payoff charges

2.49% – 48 Mo. – brand brand brand New car

No re re payments for 3 months 3

Motorcycle, watercraft and leisure car loans

Looking to purchase a bike, boat, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for all those, too!

4.49% – 48 Mo. – brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure automobile

No re payments for 3 months 3

Brand brand New or utilized automotive loans

Get car finance elsewhere?Refinance with TDECU! 2

Motorcycle, leisure and boat automobile loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or higher, with no hidden charges, expenses or very early payoff charges

Reduce your payment per month. Discounts for recurring direct deposits of $250 or maybe more, with no hidden charges, expenses or payoff that is early

Get pre-approved

If you are pre-approved for a TDECU car loan, vehicle dealers understand you will be a serious customer and will also be prepared to offer a great deal to obtain your organization. Plus, you’re going to be confident understanding that you’ve got low-rate funding given by TDECU.

Finance during the dealership

TDECU financing can be acquired straight at a huge selection of dealerships in Texas. When you get the car you need, inform the dealer you desire your loan from TDECU, then finish the paperwork right during the dealership, plus in almost no time your loan is authorized.

Shop with Carvana

Carvana provides an showroom that is online of, top-notch automobiles. In a couple of ticks you are able to pick, finance, and pick-up your vehicle from their automobile Vending device or have your car sent to you. All by having a 7-day money-back guarantee.

Car finance calculators

Our online car loan calculators can help you calculate your instalments in order to get the right loan for you.

pick a calculator through the list below.

Automobile: Just How Much Will My Automobile Re Re Payments Be? Automobile: How car that is much I Manage?

Some tips about what you’ll want to provide us to begin with:

  • Employment, income, and housing information
  • Amount you want to fund (cost, taxes, name, permit, and warranties, less downpayment that is any
  • Amount of the mortgage, also referred to as the word of the loan
  • If you should be investing in a car we are going to require the name, loan, enrollment and permit information
  • When you yourself have currently chosen a car to buy, we are going to need the Vehicle Identification Number (VIN), the actual mileage while the dealer or vendor’s title

Re Payment insurance and protection protection

GAP insurance coverage

This protection is supplemental to most of your insurance coverage and that can benefit spending any differences when considering what exactly is owed in your automobile, additionally the vehicle’s value.

Automobile benefit benefit

Included included in the GAP insurance plan, this advantage pays up to $500 per loss (unlimited losses each year) whenever a claim is filed and compensated along with your main insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency is going to work to one to obtain the most readily useful auto insurance prices that won’t sacrifice protection. We will perform some comparison work, finding you the most readily useful protection at the very best value.

Have actually you received a page when you look at the mail Collateral that is regarding Protection (CPI)? Click on the key below to supply your evidence of insurance on the web.

Car finance FAQ

Just how can being pre-approved help me to whenever I am searching for a car?

Whenever you are pre-approved for an automobile loan, you can easily consider negotiating the greatest cost whenever visiting the dealership. This permits one to go shopping with full confidence, once you understand you’ll not end up getting higher level funding. Dealers have a tendency to simply take people who have pre-approved financing more really since it means you are earnestly trying to find a car willing to conduct business.

Could I be authorized for an automobile loan and possess funds available the exact same time?

Most of the time, maybe you are authorized and funds provided the exact same day. We recognize that sometimes the vehicle-buying procedure is definitely an urgent matter. All of us will reply to your concerns which help expedite the automobile loan application and approval procedure.

Could I make extra re payments and spend down my automobile loan prior to when the first term?

Yes. At TDECU, there are not any prepayment charges for settling your vehicle loan prior to when your initial term. In reality, it is a terrific way to save well on interest on the run that is long!

1 APR = Annual Percentage Rate.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest should be charged for your requirements through the initial loan date regarding the unpaid stability throughout the payment deferral period that is 90-day. Restricted time offer.